If you freelance, drive for a rideshare app, deliver food, work contracts, or run your own small business, you probably do not have employer-sponsored health insurance. And buying individual coverage is expensive, confusing, and often not worth it if you are healthy.
The freelancer healthcare problem
Without insurance, a single doctor visit can cost $200 to $400. So you avoid going. A minor concern turns into a bigger one because you waited. That is not a strategy. That is a gamble.
What $29/month actually gets you
- One live video visit with a real, licensed provider
- Connection in about 10 minutes during business hours
- Prescriptions sent to your pharmacy when appropriate
- Guidance on whether you need in-person care
- Extra visits at $20 each if you need more
No network, no deductible, no paperwork
You do not need to figure out if a provider is in-network. There is no deductible to meet. There is no claim form. You pay $29, you see a provider, you move on with your day.
It is not full health insurance
Medcare does not cover emergency care, surgery, hospitalization, or specialist visits. It covers everyday health conversations by video. If you need comprehensive coverage, you should still consider a health insurance plan. But for the routine stuff that sends most people to urgent care, $29/month handles it.
Sign up online and connect with a provider in about 10 minutes Monday through Friday, 9 AM to 6 PM Eastern.
Before you start
Have your current medications and relevant history nearby. If you are helping a family member, let them decide who should be in the conversation. If you may be having a medical emergency, call 911 or go to the nearest emergency department.